The Wisdom Journal has a nice article with a general overall tip as well as a specific recommendation. As he says, Don't Wait Until January 1st - Button Up Your Life Now!
Frugality as a Necessary Evil? An interesting concept over at Get Rich Slowly, and I think it's true as a general rule. And perhaps not intense gazelle like frugality, but at least "reasonable living"! That means WITHIN your means!
Stacking Pennies had an article that really resonated with me... she said a seemingly simple, yet rather hard Dec/Jan goal for herself... more on this in a later post!
And congrats to Jenny at Life After College for being the #1 Gen Y Blog!!