This past year involved a lot of house projects and some unexpected travel (due to sad family events) instead of much savings. While I'm not in any debt outside of my mom and my mortgage. I want to amp of the savings this year.
1) Save $2500 towards a Thailand trip (my best friend will be in China this summer)
2) Increasing emergency fund savings to $5000
3) Have 6 months where my credit card statement is under $1000 (I put EVERYTHING on my credit card, phone bills, gas, etc. since I get cash back rewards.)
4) Pay off my small mortgage
These will be attacked at varying intensity. First I am focusing on paying off my little loan to my mom, next is the small mortgage & travel. The fall will be hardcore saving time.