We had to talk about how our partner and I feel about money and accountibility to each other. Here was my answer:
We have lots of discussions of money; he is more of a spender because he works hard and wants a higher level of life. He is more of a risk taker and investor of sorts, whereas I am more of a frugalist and saver. (However, I am the one with the house!)
What He Wants: He wants to be able to travel, have a nice house, be able to buy me things because he sees them and thinks I would like them. Luckily, my tastes are not very high end (i.e. Target having a budget category). He wants to not have to worry about if he has enough money to go out to dinner, or catch a movie one night. He wants to work because he gets something out of it and not just money. He wants to be able to give his children what he had and better (without spoiling!)
What I Want: I hate debt of all kind and I love my job in education, so I work more on the saving end. Like him, I am big on traveling and am willing to scrimp in other areas in order to do so. I want to be able to provide my children with all necessities and give them experiences and opportunities in life. I want to have enough money that I would feel secure to work less when I have children.
To Sum It Up: I’m a spend less, he’s a make more! Together we can be quite a powerful force!
As far as accountability, we are both responsible, paying off balances in full each month. If I need to borrow money or vice versa it’s never an issue. Things are split pretty fairly. I tell him when I am trying to keep my budget at a certain point, and he will tell me how much we need to save for upcoming travel. He is teaching me how to invest my money. We balance well.
For example, after the gym last night, I had planned on cooking dinner. He wanted to stop at Chipotle, so he paid.